Invoicing and quotation software for growing businesses.
An invoice from a sentence.
Nilo keeps a business's invoices, quotations, clients and payments in one place, with nothing to install. Each document stays attached to its client and to everything sent before it, so the history reads in one line and can be found years later.
Records stay in the currency they were agreed in, whether Kwacha, US dollars or another currency, and every document goes out on your own template or letterhead.
When a client comes back, open what you sent last time, change only what changed and send it under a new reference. The original stays on file.

Nilo AI
AI invoicing assistant for service businesses
Nilo turns conversations into invoices. Describe the work you did, and Nilo generates a professional invoice, tracks payment status, sends reminders and reconciles mobile money and bank payments. You focus on delivering, not chasing payments.
What it does
- Generate invoices from natural language descriptions
- Automatic payment tracking and reminders
- Client management and payment history
- Mobile-money and bank-transfer reconciliation
- Monthly revenue summaries and unpaid invoice reports
Built for
- Consulting firms
- Agencies
- Freelancers
- Legal offices
- Accounting firms
- Maintenance services
How it works
Start free
Register and add your company on the free plan.
Choose your template
Pick a template or upload your own letterhead so every document looks like your business.
Send quotations and invoices
Each one is filed against its client, in the currency agreed.
Reuse what you sent
Open a past document, adjust lines, prices or dates, and send it again under a new reference.
What’s included
| Feature | Included |
|---|---|
| Free plan | Yes |
| Nothing to install: works in the browser | Yes |
| Invoices and quotations | Yes |
| Full history per client | Yes |
| Kwacha, US dollars and other currencies | Yes |
| Your own letterhead and templates | Yes |
| More than one company | Yes |
Pricing
Free
Free
Basic invoicing to get started.
- 1 company
- 1 invoice
- 1 quotation
- 1 template of each
- Email support
Standard
K100 a month
For growing businesses.
- 2 companies
- 20 invoices
- 20 quotations
- Multiple templates
- Priority support
Premium
K200 a month
Unlimited invoicing for established businesses.
- 3 to 5 companies
- Unlimited invoices and quotations
- Upload custom templates
- Priority support
Enterprise
Custom
Tailored to your business.
- Unlimited companies and templates
- Custom integrations
- Dedicated support
Change or cancel at any time. Everything already on file stays on file when you change plans.
Questions
Is there a free plan?
Yes. The Free plan covers one company with one invoice, one quotation and one template of each. Paid plans start at K100 a month.
Can I invoice in US dollars?
Yes. Each record keeps the currency it was issued in, including ZMW, USD, EUR, GBP and others, so your history stays accurate.
Can I use my own letterhead?
Yes. Pick a ready template or, on Premium and Enterprise, upload your own.
What happens to my records if I change plans?
Everything already on file stays on file. Moving between plans only changes what you can add next.
What if Nilo is missing something my business needs?
Send the request from inside your account. The team reviews requests and builds what businesses ask for.